I stumbled across an article the other day on Vice where someone new to the FIRE (Financial Independence, Retire Early) movement, was giving it a try as a new years resolution.

The journalist who had written the article had gone from zero to 50% savings rate pretty much overnight which I think is pretty impressive in anyone’s book and I have huge respect for him for giving it a try in the first place, let alone doing so to such extremes.

The problem with this ‘nuclear’...

I am often asked about what the best investments are for people who are looking to achieve Financial Independence. I think people assume that my answer will be to go looking for risky tech start-ups or Bitcoin like fads to invest in, but they couldn’t be more wrong.

I believe that the best investments to help you on your way to Financial Freedom are perhaps some of the oldest investments in the book. Namely the stock market and property investing.

Although these investments might sound...

Money does not, in itself create happiness – I think most of us are pretty comfortable with that concept by now. If not, perhaps this site is not for you.

What does make me happy though is my lifestyle. I love being able to travel when I want to (2 year old permitting!). I love being able to eat out at great restaurants a few times a week. I love being able to sleep at night knowing my finances are in good order. 

Most people don’t really have a clear vision for what they...

Welcome to my second blog income and traffic report. A few people have asked me why I would want to publish details of my blog income and traffic online. Won’t you be embarrassed? Do you really want the world knowing your business? You get the idea.

Having followed some of the best bloggers online, I think there is a huge opportunity for millennials to use blogs and online businesses to rapidly increase their income and get them on the road to Financial Independence. When you look at...

In some circles (perhaps especially among younger people), being an employee has a stigma attached. When asked to think of ‘an employee’, many people will conjure up images of people working soulless jobs in little cubicles under artificial lights.

They might think of working long hours for a boss that you hate. They could think of sacrificing all of the fun in life just to run on the corporate hamster wheel. They could think of (heaven forbid) living to work.

Indeed, there are...

In some circles (perhaps especially among millennials), being an employee has a stigma attached. When asked to think of ‘an employee’, many people will conjure up images of people working soulless jobs in little cubicles under artificial lights.

Indeed, there are many employees doing those types of jobs right now. If that is you, my only advice would be to get out as fast as you can!

Life is far too short for you to do work you hate for people you don’t like.

But employment...

It has been widely publicised that the Baby Boomers are the wealthiest generation in history.

Born just after the war, their stratospheric increase in wealth has been largely attributed to rising property prices and a surging stock market, but is it really that simple?

Yes – there is no doubt that the boomers were helped along by their burgeoning property prices and stock market growth, but I don’t think that this really tells the whole story.

If you don’t own a property or...

When it comes to investing, the first step can often be the hardest.

Perhaps you have read all of the blogs and articles telling you how the stock market is the best thing since sliced bread (it is by the way).

You have read the books and taken the courses, but you are just a little unsure how to get started.

There are so many questions to answer when it comes to investing, especially for the first time, that you are not alone in getting a little stuck along the way.

The good news is that...

Let’s face it saving money can be really tough!

You have to cover all of the bills, try to have some fun and then, hopefully, still have something left over at the end of the month to put away for the future. It’s not always easy.

Even if you do have some spare cash, where do you save it and how should you manage the process?

A regular savings account can be a great way to solve many of your savings issues.

I love my regular savings accounts and I always renew them every year,...

We mostly think of debt as a really bad thing that we want to get rid of as soon as possible. However, there are some forms of debt that are really good for your financial health.

Despite them being good for your financial health, all of these ‘good’ debts come with a significant health warning.

Unless you are super disciplined and you know that you will not spend more money when you have debt available, you should skip this post and move on.

Although these ‘good...